Take care if you`re dealing with other people`s money today -- they may think you have shortchanged them. It may be better to pass on volunteering for such matters. Don`t offer to make purchases for others, and whatever you do, don`t loan out money. Find a way to decline gracefully, even if it means you have to tell a white lie. Lending money now will almost certainly damage the trust and ease of one of your relationships, so try not to do it.